SuryaJyoti Dhan Laav Jeevan Beema

Life Insurance helps to ensure the economic security and gives the best long term saving option. SuryaJyoti Life Money Back Plan or Dhan Lav Jeevan Beema ensures better benefits and periodic returns of sum assured which helps to meet out the financial needs. The unique feature of the plan is that SuryaJyoti Life pays the face amount in periodic installments.

Plan Features: Criteria

Basic Benefits:

In case of death before maturity, Basic Sum assured with Bonus will be paid to the beneficiary of the insured. No deduction is made for the installments already paid. You are insured for the full amount till the last day.

Insurance Premium:

Insurance Premium is to be determined based on age of insured, policy term and requested coverage amount.

Optional Benefits (Rider Benefits):

With payment of additional premium, follow additional benefits can be taken:  

• Accidental Death Benefit (ADB) Only:
  This benefit can be taken with payment additional Rs. 1 per thousand. In case of death due to accident, additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.

• Accidental Death Benefit, Accidental Total Permanent Disability, Premium Waiver Benefit - ADB, TPD & PWB:
  This benefit can be taken with payment additional Rs. 2.5 per thousand. Total coverage amount under this benefits will be equal to basic sum assured or Rs. 1,00,00,000 whichever is less. In case of death due to accident, additional benefit equal to basic sum assured is payable to the beneficiary. Due to accident if insured become total and permanently disabled, additional benefit equal to basic sum assured is payable in 120 instalments monthly and all future payable premium will be waived.

• Critical Illness Benefit:
  In case life assured is diagnosed with mentioned 18/35 defined critical illness, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.

Criteria: Min Entry age: 18, Max Entry age: 55, Max policy maturity age: 60, Maximum coverage: Rs. 50,00,000.

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